How to Write a Check

Using a check to pay for a product purchased or service rendered is just one of the many conveniences of a checking account holder. When you open a checking account, you may not know how to write out a check but knowing how to correctly and accurately write a check can eliminate confusion and, more importantly, prevent fraud. Below is an example of how a check is to be written out:

Illustration of a Typical Bank Check

Contents of a Bank Check

Illustration Footnote:

In Green (Provided by the Account Holder’s Bank)

1. Name of checking account holder
2. Check number for record keeping
3. Account holder’s bank
4. Routing number – Identifies the bank processing the check using MICR*

5. Bank account number – Identifies where funds are to be withdrawn from

* MICR = Magnetic Image Character Recognition codes

In Red (Portion of the Check to Be Completed)

1. Date the check was written

2. Person/company check is written to and is to be paid

3a. Amount Paid (Numerical - $)

3b. Amount Paid (Written - Dollars)

4. Reason for Writing the Check – Note to self or note of payment account number

5. Account Holder Signature – Permissions money to be withdrawn from account

Completed Bank Check

After reviewing the above and with some practice, you will soon have the confidence to write out a check with ease. Next time when rent is due, you just might find convenience in paying your landlord with a single check.

Until next time…